Best Health Insurance Plans In India 2020 | Compare Medical Insurance Policy

Best Health Insurance Plans in India 

Health insurance is significant type of insurance which manages the medical expenses of insurer and you can easily afford it. There are plenty of insurance companies are present but the question arises which is best among of them. Dear visitors don’t worry we are here with Best Health Insurance Plans in India 2020 you can Compare Medical & Insurance Policy and choose the plan which perfect match with your expectations.

Best Health Insurance Plans in India

This is very important to have a Health insurance because it lets you feel freedom of medical treatment either its expensive or not, this makes it necessary for yourself and your family. Insurance providers manage all or part of the hospitalization and treatment charges of insurer. If you are confused, so you can select your plan with the help of following list;

Best Health Insurance Plans In India 2020

  • Star Health Senior Citizen Red Carpet
  • Star Health Cardiac Care
  • Apollo Munich Optima Restore
  • ICICI Lombard Complete Health Insurance
  • Max Bupa Heartbeat

Star Health Senior Citizen Red Carpet

Buying a health insurance becomes so much typical especially in older age. This insurance proved itself the ‘star’ in serving a niche. The association understands the need of old aged people so it has launched Senior Citizen Red Carpet. Star Health Senior Citizen Red Carpet plan specials for 69 to 75 years as well as worked on making the overall coverage and features additional old-aged friendly.

Company Star Health
Plan Senior Citizen Red Carpet
Entry Age 60 – 75
Sum Assured (Rs) 1,00,000 to 5,00,000
Premium starts from (Rs) 5000
USP Specially designed for old aged


Standout Features

  • This plan is for those peoples that come under 60-75 years.
  • The age entry can be extended to 75 years.
  • For applying here there is no medical screening required
  • Emergency ambulance services also provided.
  • For this No medical screening required

Regular Features

Covers In-patient hospitalization expenses, including ICU expenses, nursing expenses, surgeon’s fees, consultant’s fees, anesthetist’s and specialist’s fees, cost of blood, oxygen, pacemaker, cost of drugs and diagnostic tests

  • Users will assist Pre and post hospitalization expenses.
  • Day care procedures covered under this policy.
  • Tax benefits under section 80D also provided.

Know About – How to Choose the Best Life Insurance Plan

Star Health Cardiac Care

Star Health has released the outstanding health insurance plan which is ‘Star Cardiac Care. There are over 32 million cardiac patients are available in India but there is no service to provide support of them. It is especially designed for cardiac patients who require a heart surgery. This insurance plan is offered into two variants one is silver and another is gold.

Company Star Health
Plan Cardiac Care
Entry Age 10 – 65
Sum Assured (Rs) 3,00,000 to 4,00,000
Premium starts from (Rs) 18000
USP A boon for the cardiac patients


Standout Features

  • This plan is created for cardiac patients.
  • The age must lie between 10-65 years.
  • There is no age is required for renewal.
  • It provides medical service for cardiac.
  • insured persons are advised to go via medical screening

Regular Features

  • In patient hospitalization best support are provided.
  • Insurer can assist Pre and post hospitalization expenses.
  • 30 days grace period is offered.
  • Users will get Tax benefits under section 80D.

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Apollo Munich Optima Restore

Looking for a health plan then Apollo Munich Optima Restore must be your choice it is only service that because it is exhausted before the end of the term and ready to utilized afresh but the other insurance plans used only before the end of the term. The restoring of the sum can be done without any extra premium.

Company Apollo Munich
Plan Optima Restore
Entry Age 18 – 65
Sum Assured (Rs) 3,00,000 to 15,00,000
Premium starts from (Rs) 5000
USP Restores the exhausted sum assured


Standout Features

  • Domiciliary treatment Emergency ambulance service also provided.
  • Here is no age limit for renewal.
  • It helps you in Expenses for organ donor covered.
  • Restore benefit is also offered.
  • When the tenure is 2 years, insurer will get 7.5% discount.

Regular Features

  • In-patient hospitalization expenses are also covered.
  • Pre and post hospitalization expenses are covered.
  • Association will offer Day care procedures covered.
  • Under section 80D, You will attain Tax benefits.

Check Also – How To Choose The Best Health Insurance Plan

ICICI Lombard Complete Health Insurance

Do you know what a good health insurance is? A good health insurance either serves a slot proper or offers a comprehensive coverage. ICICI Lombard Complete Health Insurance is perfect example of best life insurance and it is most trusted by the peoples. It is also recognized as ‘Product of the Year’. The widest floater covers almost family members, spouse, dependent children, brothers and sisters under an only plan.

Company ICICI Lombard
Plan Complete Health Insurance
Entry Age 6 years –No upper limit
Sum Assured (Rs) 3,00,000 to 10,00,000
Premium starts from (Rs) 3300
USP A plan featuring a floater cover to all the family members


Standout Features

  • Entry age is not required in this policy.
  • All value added service is provided.
  • Specialist, Dietician & nutritionist consultation is offered.
  • Medical test is not mandatory for individuals under 46 years of age.
  • Users will get Discount coupon book.
  • Online doctor chat, Lifelong renewal and many more services.

Value Added Services

  • Free health check-up support 2 times within year.
  • Get Specialist consultation Dietician & nutritionist consultation.
  • Insurer will get Lifelong renewal.
  • Insurer can obtain Critical illness cover with Donor expenses.

Read Also – How To Choose Best Home Insurance Plan

Max Bupa Heartbeat

It is one the bets family oriented health insurance plan that posses minimal exclusions and unique features. Inbuilt maternity and new born benefits and many more benefits are provided by the association. There so many features which are as under;

Company Max Bupa
Plan Heartbeat
Entry Age No age limit
Sum Assured (Rs) 2,00,000 to 50,00,000
Premium starts from (Rs) 3700
USP A family oriented health insurance


Standout Features

  • Under single policy you can Covers up to 13 relationships.
  • Insurer will obtain free health check-up every second year.
  • Users will get Maternity benefit after 2 year of policy.
  • Vaccination service is available for children which are up to 12 years old.
  • Best health advice support which is 24×7 available.
  • Emergency ambulance services are also provided.

Regular Features

  • Pre & post hospitalization expenses also offered to users.
  • Insurer can get Cashless hospitalization support at network hospitals.
  • Users can apply for Tax benefits under section 80D.

As we all know Health is above wealth. So why take any kind of risk related to our health. Today’s it is becoming more essential because the rate of the treatment is increasing constantly and it also provides many benefits. It provides the facility to its client that they can take the advantage of tax benefit under section 80D. Under this section insurer can reduce his/ her annual tax.


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