How To Get Low Income Health Insurance Plans | Small Premium Health Policy

How to Get Low Income Health Insurance Plans

If you are low salary earner then don’t take any kind of stress because there are lots of life insurance plans, available in the market which aids you in adverse circumstances. Do you want to know How to Get Low Income Health Insurance Plans? In this article we have presented Small Premium Health Policy with applying procedure. If you want to acquire complete details about health insurance plans, have a glance on below section.

As the inflation increases, the medical cost also becoming high, so it generates the needs of Health Insurance plan. Always remember that a medical emergency can knock your door anytime. For maintaining your financial condition in unexpected medical emergencies, you need a support which is suitable health insurance health insurance plan.

Max Bupa Health Insurance Plans

Looking for a best health insurance then Max Bupa must be your choice because it has widest coverage area and it is most trusted association. Max Bupa insurance is a tie-up between UK-headquartered Healthcare service expert Bupa and Max India Limited and more than 29 million customers are connected with it across the 190 countries. The main goal of the organization is to provide the best health support to its customers. They provides fabulous service related to hospitals, ambulance etc.

List Of Max Bupa Health Insurance Policies

  • Health Companion Individual
  • Health Companion Family Floater Policy
  • Heartbeat – Family First Insurance Policy
  • Heartbeat – Family Floater Insurance Policy
  • Heartbeat Insurance Policy for Individual
  • Health Companion Family First
  • Hospital Cash – Health Assurance Insurance Policy
  • Critical Illness – Health Assurance Insurance Policy
  • Personal Accident – Health Assurance Insurance Policy

Check AlsoHealth Insurance Portability In India

HDFC ERGO Health Insurance Plans

HDFC ERGO Company has been launched HDFC Ergo Health Insurance Policy which is 4th Largest Insurance Company in India. It is tie-up between HDFC Ltd and ERGO International AG and it’s headquarter is located in Mumbai. This insurance company was established in 2002 and now it has large coverage area. It has 109 branches across the 89 cities. So you user can easily trust on this organization. It offers various plans for individual, family etc. it produce its offers at affordable premiums. It provides its services more than 5000 hospitals all over the India. In Any medical emergency, insurance company will manage both pre and post hospitalization costs.

List Of HDFC ERGO Health Insurance Policies

  • HDFC Health Suraksha Insurance Policy
  • HDFC Health Suraksha Gold Insurance Policy
  • HDFC Health Suraksha Regain Insurance Policy
  • HDFC Health Suraksha Gold Regain Insurance Policy
  • HDFC Health Suraksha Top Up Insurance Policy
  • Critical Illness Insurance Policy
  • Critical Illness Platinum Insurance Policy

Read Also – Best Health Insurance Plans In India

L&T Health Insurance Plans

Health insurance plan becomes the essential need of human being. Larsen & Turbo Limited produced L&T Health Insurance Plans. It provides many insurance services like health insurance, home insurance, corporate insurance and many more. It specially designed plans according to the customer’s requirements. The organization provides its plan at affordable premiums so that a low income earner can afford the insurance policy. It will help you in any unexpected medical emergency. It will not create a too much burden on average middle-class person.

List Of L&T Health Insurance Policy

  • Medisure Classic Insurance Plan
  • Medisure Prime Insurance Plan
  • Medisure Super Top-up Insurance Plan
  • Medisure Plus Insurance Plan
  • Medisure Personal Accident Plan

Universal Sompo Health Insurance Plans

Universal Sompo is constantly growing and providing its services in India. It has launched in   2007 and it’s headquarter is located in Mumbai. This insurance company is joint business enterprise between the banks of India and investment companies which are Allahabad Bank, Karnataka Banka, Indian Overseas Bank Dabur Investments and Sompo Japan Insurance Company. Indian Regulatory and Development Authority (IRDA) has given the Licence and allowed to offers its services to the customers. This company provides its services at reasonable prices.

List Of Universal Sompo Health Insurance Plans

  • Universal Sompo Individual Health Insurance policy plan
  • Universal Sompo Group Health Insurance policy plan
  • Universal Sompo Pravasi Bharatiya Bima Yojana plan
  • Universal Sompo Surva Vidyarthi Bima Yojana plan
  • Universal Sompo Aapat Suraksha Bima Insurance plan
  • Universal Sompo Hospital Cash Insurance Plan
  • Universal Sompo Complete Health Care Insurance plan
  • Universal Sompo Senior Citizen Health Care plan

Know AboutHow To Choose The Best Health Insurance Plan

Reliance Health Insurance Plans

If you are searching for most safe and secure insurance policy then Reliance Health Insurance Plans is correct option for you. It provides best customer service and reasonable products to its clients. It has more than 139 offices and 12000 intermediaries all over the India. The main purpose of this organization is to provide insurance as per customer requirement. They offer affordable and accessible life insurance policies. They always ready for the instant help of consumers.

Reliance Health Insurance Important Facts

Entry Age 5 to 65 years (No maximum age limit for 3 Lac sum insurance in Plan A) Maximum: 65 years Minimum: Individual/floater- 5 years or above
Policy Period 1 year and 2 year plans
Renewability Lifetime
Medical Screening For Plan A Needs to be performed for people above the age of 45 years For Plan B Needs to be performed for people above the age of 18 years
Basis Individual or Floater; (maximum 6 members; 2 members above the age of 21 and 4 children
Sum Assured – Rs.3 lakhs, 6 lakhs or 9 lakhs (Plan A) – Rs.12 lakhs, 15 lakhs or 18 lakhs (Plan B)
Cumulative Bonus Avail 33.33% increase in Base Sum Insured for every claim-free year. Maximum up to 100%, 33.33% decrease in Base Sum Insured for every claim year maximum up to the Bonus earned.
Reinstatement One time Reinstatement of up to 100% of sum insurance subject to the limit of 20% for the same illness
Co-payment 20% per claim; subject to minimum entry age 61 years
Add-on Covers Accidental Death Cover: 1 Lakh Personal Accident cover for the insured(Applicable only for Plan B)

Read NowDocuments Required For A Life Insurance Claim

Star Health Insurance Plans

Star Health Ltd. is a joint business enterprise between Ms. ICICI Ventures Funds Management, Ms. Tata Capital Growth Fund, Ms. Oman Insurance Company, UAE, Ms. Sequoia Capital, and Ms. Alpha TC Holdings Pte Ltd, Singapore. Indian Regulatory and Development Authority (IRDA) approved this company in 2006. It produces various facilities for the ease and convenience of peoples. It also provides hassle-free claim procedure. User will obtain high-quality facilities and best interest rate affordable insurance plans.

List Of Star Health Insurance Plans

  • List of Star Health Insurance Plans:
  • Star Family Health optima Insurance
  • Star Senior Citizens Red Carpet Insurance
  • Star Comprehensive Insurance
  • Star MediClassic Insurance
  • Star Health Gain Insurance
  • Star Super Surplus Insurance
  • Star Unique Health Insurance
  • Star Diabetes Safe Insurance
  • Star Cardiac Care Insurance
  • Star Wedding Gift Insurance
  • Star Net Plus Insurance
  • Star Student Care Insurance
  • Star Care Insurance
  • Star Criticare Plus Insurance
  • Star Family Delite Insurance’

Apollo Munich Health Insurance Plans

Apollo Munich Health Insurance Company Ltd is joint business enterprise between Apollo Hospitals, and the health business division of Germany-based Munich Re, Munich Health.  Apollo Hospitals is world famous hospital that provides its services across Asia. The main objective for providing insurance facilities is that to make able the person that he can face any kind of medical problem.

List Of Apollo Munich Health Insurance Policies

  • Apollo Munich Optima Health Restore Insurance Plan
  • Apollo Munich Easy Health Premium Plan
  • Apollo Munich Optima Vital Insurance Plan
  • Apollo Munich Optima Senior Insurance Plan
  • Apollo Munich Optima Plus Insurance Plan
  • Apollo Munich Optima Cash Insurance Plan
  • Apollo Munich Easy Health Exclusive Insurance Plan
  • Apollo Munich Optima Super Insurance Plan
  • Apollo Munich Dengue Care Plan

Bharti Axa Health Insurance Plans

Bharti AXA General Insurance Company Ltd is the tip-up between Bharti Enterprises and AXA. Bharti Enterprises is the reputed Indian business company and AXA is the world leader in financial protection and wealth management. It provides a large range of products to the customers for completion of their requirements. Bharti AXA is the first company which deals in general insurance.

Important Facts Of Bharti AXA Health Insurance Plans

Plans Smart Health Basic (Rs. 2 lakh) Smart Health Optimum (Rs. 3 lakh) Smart Health Optimum (Rs. 5 lakh)
Critical Illness Nil Cover Separate  additional lump sum benefit equal to 100% of Sum Insured Separate  additional lump sum benefit equal to 100% of Sum Insured
Hospital Cash Allowance Rs. 200 daily for 10 days after first 3 days Rs. 750 daily for 10 days after first 3 days Rs. 1000 daily for 10 days after first 3 days
Home Nursing Care Nil Cover Rs. 500 daily for 10 days after first 3 days Rs. 500 daily for 10 days after first 3 days
Ambulance Expenses Reimbursement Limit Rs. 1,500 Rs. 2,500 Rs. 2,500
Inpatient Physiotherapy Nil Cover Upto 2% of Sum Insured Upto 2% of Sum Insured
Recovery Grant Nil Cover Lump sum benefit of Rs. 12,500 if insured hospitalised for more than 8 continuous days Lump sum benefit of Rs. 12,500 if insured hospitalised for more than 8 continuous days
Parent Accommodation (for Children) Nil Cover Rs. 250 daily for 30 days after first 3 days Rs. 250 daily for 30 days after first 3 days

Bajaj Allianz Health Insurance Plans

Bajaj Allianz limited is a tie-up between Bajaj Finserv Limited and Allianz SE. this is company is well known in the market for efficient service and world-class products. The main aim of this company is to fulfill the requirements of customers. It will provide you 100 percent assurance of best medical treatment. It’s coverage area also wide, so the customer needs to go here and there in any emergency or misshapen.

List Of Online Bajaj Allianz Health Insurance Policies

  • Bajaj Allianz Health Guard Individual Policy
  • Bajaj Health Guard Family Floater Option
  • Bajaj Allianz Extra Care Health Plan
  • Bajaj Allianz Premium Personal Guard Policy
  • Bajaj Allianz’s Critical Illness Health Insurance Plan
  • Bajaj Allianz’s Silver Health Insurance Plan

How To Get Low Income Health Insurance Plans

How To Apply For Health Insurance Plans

The applying procedure is very simple just visit on the official website of any insurance company. Choose the suitable category like adults/ kids then fill your detail which is essential for having the policy. Your name/ age/ address etc. then the quotes will appear on your monitor screen.

It is cause for concern that India is grappling with various dangerous diseases. No one knows when he or she needs financial support because a disease never comes after informing you it stands in front of you abruptly. So a person should be aware of these types of circumstances. Health insurance is the easiest way which helps you for facing such types of conditions.

 

Leave a Reply

Your email address will not be published. Required fields are marked *