10 Best Virtual Credit Cards In 2020 | Top VCC Providers In India

10 Best Virtual Credit Cards

Virtual credit card is well known as debit card because this is the only credit card in which no credit facility exists. If you are crazy for online shopping that it must be your choice because it works excellent for the purpose of online shopping. It is safe and secure also because the online fraud can/t use stolen card beyond the balance available. So pick out of your card from the list of 10 Best Virtual Credit Cards in 2020 which is mentioned in this article.

Dear users you can make your walled more flexible and usable through the VCC cards. This card processing devices have become the latest trend in the electronic business, this is the reason why mostly people do business through internet  It is a type of prepaid card because its features like as debit card and there is no credit facility.

 10 Best Virtual Credit Cards

  • Payoneer
  • Entropay
  • Netletter VCC
  • Netspend
  • Payoneer
  • American Express
  • Oxigen Wallet
  • WallmartMoneyCard
  • Kotak Netc@rd
  1. Payoneer

It is the well known payment processors for Global Payment credit card. The prepaid master card also provided by the Payoneer you can use it as VCC card for paying your expenses. It does not carry small charge and permit the customers to open free account for receiving and saving the money from global sites.

Features & Facilities

  • Payoneer is the most popular and has a good backup and support.
  • If the customer sends Debit Master Card to his house, he can utilize it as a VCC.
  • It will aid you in travelling you can use it as debit card in all ATMs centers.
  • This card produce affordable annual fee for maintenance.
  • This card is entirely compatible with Paypal.
  • For PayPal verification it is very simple.

Know About – 10 Best Credit Cards In India

  1. Entropay

It is the best virtual card producer that assists you to create your Virtual Credit Card free of cost. You can apply for this card by verifying your address and card information and you will have to pay small fee in each transaction. Users can load finance from their bank account to Entropay VCC.

Features & Facilities

  • It is the well known Virtual card provider.
  • This card will assist you to open VCC at free of cost.
  • You can create an account by just verify your address.
  • You account will be verified around in 24 hours.
  • During on transactions it will take little charge.
  • It is also excellent provides excellent service.
  • It is a secure payment service.
  1. Netletter VCC

It is one of the best alternatives to PayPal and it provides Master card which is used as virtual card provider for protected online transactions. Users can create this prepaid card free of cost by joining its site and it charge very small amount on transactions.

Features & Facilities

  • You will get best protection with NETELLER.
  • Users may also obtain instant payments to thousands of sites.
  • Fastest money transfer service is also offered especially for its users.
  1. Netspend

Netspend is one of the best prepaid card providers for US residents. Netspend provides processing and marketing services for prepaid mastercard and Visa debit cards.

Features & Facilities

  • With NetSpend cards, send or receive money from friends or family easily.
  • When the user Deposit to your NetSpend Card, he/ she can obtain paycheck up to 2 days.
  • Secure Socket Layer (SSL) technology is provided to encrypt your personal information.

Check Also – 6 Ways to Earn Credit Card Rewards Faster

  1. American Express

American Express is the one the most famous and well known service which assist you to open you’re prepaid and virtual credit cards without difficulty. Users can use this card in various ways like as pay money to hosting websites, online shopping companies and other international websites.

Features & Facilities

  • Users can create your account easily and obtain its banking services.
  • You can use it as you want means on online shopping etc.
  1. Oxigen Wallet

It is one of the great and fastest growing payment solutions especially for Indian users. It provides you best support to create prepaid VCC. Users can pay their bill online of landline phone and electricity etc.

Features & Facilities

  • You can obtain to all of the great Walmart MoneyCard features by creating an online account.
  • Go online and follow the bank instruction and your account have been created easily.
  • After that you will able use its features and facilities such as Send Money person to person transfer, Online Bill Pay etc.
  1. SBI VCC

State bank of India has launched VCC for the convenience of its users. You can use this card only in Indian site. If you have an already account in SBI you can apply for Net banking activation. It is very safe and secure method of online transactions.

Features & Facilities

  • This service provides its services within India, Nepal, and Bhutan.
  • Users can use VCC for completion of online payments.
  • The currency must be Indian rupees only.
  • If your card is unused then it will be expired within 24 to 48 hours

Are you a regular customer of ICICI bank then you can take avail such a tremendous opportunity because its offers VCC credit card to its users. You may acquire more information though visiting on its official site.

Features & Facilities

  • The key details of your card like card number, expiry date are available on your screen so you can use these details in your transactions.
  • Even users do not need to wait for ATM PIN to make their way to their residence.
  • Users can use this card for their inline transactions.

You May Like To Read – Best Credit Cards In India For Salaried Person

  1. Kotak Netc@Rd

It is a great option for Indian users to create credit cards for online transactions. Before applying for Netc@rd you have to open an account in Kotak Mahindra Bank.

Features & facilities

  • Customer is advised to open an account at Kotak Mahindra Bank if you want to take avail of its services.
  • It is well and secure service of prepaid credit cards for your online transactions.

Read Now – Credit Card VS Debit Card | Which Is Better?


HDFC bank provides virtual credit cards especially to its users and it provides net safe cards Vis, MasterCard Debit and Credit card holders free of cost. It is the best and safest way to transfer your transactions.

Features & Facilities

  • HDFC bank produces VCC to its customers.
  • It offers various Visa and MasterCard without any additional charge.
  • It is the secure way to maintain your transactions online.
  • VCC card of this HDFC bank is very excellent to online users.

You can make your purchase a big online merchant like Amazon etc with your virtual card. You can choose your card among the above listed card and apply for it they will provide you your billing address as well as your card number, expiration date, and security code after that you can enjoy your card facilities.


Leave a Reply

Your email address will not be published. Required fields are marked *